Sunday, September 21, 2014

Countertop Materials

Choosing the right countertop material for your kitchen or bathroom is an important decision. After all, it’s where you clean up and prepare food, and also has an effect on your home’s value.


Photo Cred: interiordesignable.com
 
Granite. Granite countertops are among the most elegant materials available. They’re also among the most expensive. But if you are up for it, the natural stone has outstanding strength and other beautiful qualities. Granite is highly resistant to scratches and heat, making it an asset to cooking. One downside to granite is that it must be sealed because it is a porous stone and absorbs fluid. If not sealed, it can harbor bacteria. This only needs to be done every 10 to 15 years, however. Granite can run between $100 and $225 per square foot.

Quartz. Known as “engineered stone,” quartz countertops are made from about 90-93% quartz crystals, but are fabricated instead of cut from solid stone. Quartz countertops maintain all of the advantages of natural stone, such as durability, hardness, and beauty, in addition to overcoming stone’s natural weakness. They are not porous so they will not harbor bacteria, and come in a wider range of colors compared to granite. Less per square foot next to granite, quartz will run about $100 to $190 per square foot.

Laminate. Laminate countertops are among the most popular surfaces because of their affordability ($20 to $50 per square foot) and widest range of colors and patterns. Comprised of hard particleboard core and layers of plastic laminate bonded over top, laminate surfaces are tough and fairly durable.

Butcher Block. Rising in popularity in recent years are butcher block counter tops . They are excellent surfaces for food preparation and are often used in conjunction with other surfaces like granite and quarts. Many choose to surface an island with butcher block, while countertops under cabinets remain another material. Because of the wide variety of woods available, prices range anywhere from $30 to $200 per square foot.

It’s important to consider how much maintenance you’re willing to accommodate when selecting a countertop. Families with young children often opt for less expensive surfaces, while avid foodies require more elaborate options.

Saving for a Down Payment

Saving for a down payment takes major commitment. It can be difficult to find ways in your current budget to make cuts, but with a little bit of discipline and the support of your spouse and family, you can get it done. Here are ten tips we collected from our experts here at Faber Homes:

 
  1. If it’s just you, or you and your spouse, consider moving in with family for a couple years.
  2. Not a fan of living with your in-laws? Find a less expensive, one bedroom apartment. You’ll give up a bit of space, but smaller apartments are generally less expensive.
    1. Are you living in the western-Rochester area? Consider building with Faber Homes and we’ll set you up with an updated apartment in Chili. We incentivize renters for each year they reside in our Blueberry Apartments with cash towards your brand new Faber Home.
  3. Have a couple extra hours to spare during the evenings or weekends? Picking up a second job for a short period of time can really you help save cash quickly. Consider picking up a shift at Home Depot or Lowes, so when you’re ready to build, you can also enjoy an employee discount for furnishings!
  4. Do you really need that extra outfit? Probably not. You also don’t need to eat out as often as you are now. Cutting back on these expenditures can really go a long way.
  5. If you’re contributing to your 401K at work, consider scaling back a percent or two just while you’re saving. Instead, boost contributions to your IRA. The first-home exemption rule allows individuals to use up to $10,000 in IRA funds toward the purchase of a first home without incurring the 10 percent early withdrawal penalty.
  6. Open a separate savings account. This will help you track your savings toward this one, specific goal.
  7. Paying off debts is definitely a good thing, but if you can spare that extra monthly payment towards your balances, toss that money into your new savings account until you have enough for a down payment. Then go back to paying off those debts.
  8. Inherited money and tax returns should go straight into savings accounts to earn interest. Keep those dollars out of sight so you aren’t tempted to use them!
  9. Can you go without cable, Internet, or perhaps a smartphone that requires a data plan?
  10. Don’t rule out going without a car for a year or two. It might seem drastic, but it will save you thousands. If you have two cars, consider making due with one.

These are our top ten tips for saving money for a down payment. Do you have any others to share that are working for you?

Henrietta Highlights

Considering moving to Henrietta? Home to every major retail store and restaurant you could possibly need, Henrietta is also home to fabulous schools, churches, community centers and more. If you build with Faber in our growing Berkshire Park development, here’s a quick list of some nearby amenities.

 
Shopping & Dining
Applebee’s
Ashley Furniture
Babies R Us
Bed Bath & Beyond
Best Buy
Buy Buy Baby
Carrabba’s Italian Grill
Chipotle
Christmas Tree Shops
Dairy Queen
DiBella’s
Dicks Sporting Goods
Famous Footwear
Golf Galaxy
Home Depot
Kohls
Lowes
MacGreggor’s
McDonalds
Mighty Taco
Olive Garden
Palmer’s Food Market
Peppermints
Petsmart
Red Lobster
Red Robin
Taco Bell
Target
Texas Roadhouse
Tops
Ulta Beauty
Wegmans
Wendy’s

Worship
Henrietta United Church of Christ
Good Sheperd Church
Calvary Community Church
Guardian Angels Church
Pinnacle Road Baptist Church
Ridgeland Community Church

Parks & Activities
Bally Total Fitness
Bounce Aerobics
Breese Park (in Berkshire Park!)
Curves
LA Fitness
Lookup Dog Park
King’s Bend Park
Planet Fitness
Tinker Nature Park
Veteran’s Memorial Park

Media Room Must Haves

It’s the room in your house for relaxing, dishing up some popcorn and watching movies. Some may call it a man cave, others: a family room. No matter what you call it, every home needs a comfy media room. So get ready to design… here are some tips to make your perfect media room.

 Photo Cred: homeit.com

For basement entertaining, consider light-colored flooring like laminate wood or vinyl. This will help brighten up the space void of natural light, and make the room look larger. For a more masculine look, paint the walls a dark blue, grey, green or even red.

A variety of seating options will allow you to move things around and constantly update your space. Couches for lounging, bean bag chairs for tossing around, and even high-top tables for cocktail parties or watching the football game.

Lighting is another important feature to consider. If you have low-hanging ceilings, consider building fluorescent lights into the paneling, or even track lighting for a more modern look. For taller ceilings, tray lighting can add a special ambiance.

If you’re going for a movie theatre-inspired room, opt for dark furniture, blackout lights, and red window treatments. While a 60-inch television is everyone’s wish, high definition projectors (onto a white wall) can be a better alternative. Toss a starry-night sky mural on the ceiling, a popcorn machine in the corner, and movie posters on the walls and you’re in business.

Don’t forget the kids. Without a designated play area in your home, toys and games tend to pile up everywhere, so square off a section for the kids and keep everything away and tidy so you can enjoy your media room space.